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There are thousands of Canadians with bad credit. Are you one of the many Canadians who have made some financial mistakes causing your credit rating to suffer? If so, don't get discouraged. There was a time where one who had a bad credit score would have no options but currently there is a huge market for bad credit loans. Most banks and financial institutions will not loan money if you have a poor credit score, however, today there are other alternative lenders who will lend money to people with bad credit.
First and most important thing to remember is to be cautious of which lender you will borrow from. Once your credit rating is damaged, you're considered a high risk and lenders will charge you a higher interest rate in return for them taking a chance on lending money to someone who could possibly not pay back the loan. This does not mean that you should borrow money without researching your best option though.
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