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A successful application for a payday loan will often be dependent on the amount you earn on a monthly basis (after tax). Different lenders will have their own minimum levels and won't necessarily advertise these - not obviously at least. So how much do you need to earn before making an application?
Typically payday loans won't be given to those who earn less than 500 pounds a month. This is a fairly standard amount, although some lenders will stipulate that borrowers must be earning at least 750 pounds to be considered. The only way to determine the individual requirements is to visit the website or contact the loan provider directly to ascertain whether you fulfill the salary expectations.
Your salary is just one of the many criteria that will be used during the application process. Clearly, if you fall beneath the minimum acceptance level then the other criteria will pale into insignificance and you will be rejected. However, if you are borderline or indeed well over the specified level, it's important that you fulfill the rest of the minimum expectations.
This includes being over the age of 18 and having a valid bank account. Again, failure to meet these basic requirements will make obtaining a payday loan impossible. A credit check may also be performed to determine how trustworthy you are as a borrower. Not all lenders will utilise a credit check though and often they will only be looking to filter out any that are particularly poor. Therefore if you suffer from bad credit, there's still a decent chance that you'll be able to gain acceptance.
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