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Most people have heard of a cash advance because they've seen signs and commercials for them, but they aren't actually sure what they are. This article will explain what cash advances are and why you might want one.
A cash advance allows a credit card user to borrow money (cash) against their credit card. You can often do them in person at banks and ATMs, but they are also available online as well. They come in handy when someone needs cash at that particular moment but maybe doesn't have access to their checkbook, or doesn't have enough money in their checkbook, or can't access their bank account.
Basically what happens is the cash that you receive is charged to your credit card, so for example if you get $80, your credit card will be charged $80. You will almost assuredly be charged interest on that money, however, so be sure to read the fine print before you proceed.
It is often useful when you're in a situation where you require cash in an emergency, such as paying for an emergency medical bill.
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