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Last year, on the advance payday loans legal industry. Many argue that the lenders measure the current tariffs for customers looking for credit - with the green light for them engage in unscrupulous practices. These bills, as well as applied and developed in order to protect consumers.
For example, in Missouri, Bill recently approved by Parliament, that the ceilings. Reduction self-April 1955% and 1564%. Simply put, this means $ 100 is borrowed, the creditors can pay $ 60 interest and $ 75, which was previously registered.
One of the most controversial bills, however, entered into force in November 2011 in Colorado. This project served 45% of interest and a new system in which the bills six months, installment loans, instead of the usual fastest lap was changed.
Bill, House Bill 1290, aims at reforming the sector. Although virtually eliminated. Since the project legislation and practice have been in more than 140 stores around the bonds had to close its doors, and employs more than 400 people have lost their jobs in the industry .
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