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In recent years banks and savings banks have tightened lending, to the extent that now almost unsecured loans. Therefore, consumers are looking for other unsecured loans, so now we have a record number of credit card debt.
Although the prime rate of the lowest 5% credit card interest rate rises slowly, the new rules for the industry that will provide the consumer with better treatment, it is likely that interest rates will continue upward. In fact, if consumers want to make a better deal, means that credit card companies try for less money than what they want and then change that by raising interest rates.
However, this is another area to loans that increased over the past three years, not a lot of press - good and bad. This area is a payday loan from another.
Report on the control of certain consumer groups, says that many of the payday loans rose by 400 percent for the last 4 years. It is estimated that 1.2 billion loans each year 1.2 million people, while an average of 3.5 points per year, each of the loan amount of around 300 people. The impressive growth, especially if the interest on these loans varies from 2 percent to 5000
To pray, not surprisingly, with interest rates so high, many people who said that it is to believe nothing more than legalized extortion, the well-off for creditors.
What is the short-term credit, and as someone who is high interest rates?
Payday loans are for people who are small loans at 100-1200 need, and I will immediately laid out money .
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